<img src="https://d5nxst8fruw4z.cloudfront.net/atrk.gif?account=5C8hi1agq800qI" style="display:none" height="1" width="1" alt="">

October 03, 2025

    How to Buy and Sell a House at the Same Time

    Though buying and selling a home at the same time may sound simple, this process is really two complex transactions merging into one. It becomes more of a dance requiring coordination to work effectively without tripping or stepping out of rhythm.

    So, how do you do it? How do you sell a house and buy a home at the same time? And what are some effective tips for success? Follow along as we dive deeper into the topic.

    Woman wearing glasses rests head on hand while looking at computer on desk next to cup of coffee.Photo by GPoint Studio via Canva.com

    Assess the Current Real Estate Market

    The market has a big impact on how you’ll sell and buy a home. Whether it’s a buyer's or seller's market influences which method assumes more risk and which offers more flexibility.

    After a long seller’s market, many regions are showing signs of a better balance, some even tilting toward buyers. That said, the shift isn’t uniform across the country. Some real estate markets see quick home sales, while others are noticing longer listing times with more room for negotiation.

    Key factors shaping today’s market:

    • Interest rates are holding steady for now, with slight declines from post-pandemic highs (7–8%).
    • Home prices are beginning to soften in some areas after years of steady growth. Pricing wisely is more important than ever. 
    • Inventory is slowly returning, creating opportunities for buyers but longer waits for sellers.

    Once you’ve assessed the market and your budget, take a look at the options for buying and selling a home simultaneously.

    1. Buy First, Then Sell

    This route assumes greater risk, as it involves owning two houses at once. You'll need to qualify for two mortgages and provide proof that you can support both at the same time. While doable, it can add stress until your current home sells. 

    In today’s market, buying first may be easier in some areas thanks to more home availability and room for negotiation. The trade-off is that selling afterward may take longer, especially near duty station locations already leaning toward a buyer’s market.

    Finances are a key factor. Home sellers typically use the equity from their home sale to budget for their next purchase. That equity, along with Basic Housing Allowance for military members, debt, and local pricing, still plays a significant role. But you may need to base your budget on an estimated home value with a “sell my home calculator” versus what you actually make at closing. 

    2. Coordinate Your Timing Carefully 

    In a competitive market, the cleanest offers almost always win. Contingencies—conditions that must be met before closing—are often deal-breakers. Even in a buyer's market, a clean offer is always stronger. 

    To avoid writing an offer contingent on selling your home, work the timeline to your advantage. Ensure your buyer is fully approved and financially ready before closing on your home. 

    Even with careful planning, some financial risk remains if a buyer backs out. Building flexibility into your plan (like temporary housing or short-term rentals for military families) can provide breathing room.

    3. Buy With a Contingency to Sell

    A home sale contingency means the closing depends on finding a buyer for your current home. While contingencies can weaken your offer, this method can be acceptable in markets where sellers have fewer options (i.e., a buyer’s market). 

    Wondering how to sell a house by owner? You're not alone. Start with For Sale By Owner basics. 

    4. Sell First, Then Buy

    Many people (especially military members) are often working with tight timelines. Let’s say the timing doesn’t line up. If your property does sell before you’re ready to move, you may still have a couple of months between closing and when you need to close on your next home.

    Thankfully, there are options to bridge the gap without missing the chance to move forward with the sale. This might be the time to explore short-term rentals while storing your household goods, or negotiating an agreement to stay in your home a little longer.

    5. Sign a Lease-Back Agreement

    A lease-back agreement allows you to sell the home but remain in it for a specified amount of time while paying rent to the new owner. In previous hot markets, this was a common way to secure top dollar for homes while still giving yourself breathing room before a move.

    Not sure what an appropriate price is for your home?  A "sell my home" calculator is a great tool to get an estimate of your property’s value.

    New Call-to-action

    Successfully buying and selling a home at the same time takes planning, flexibility, and the right support, but it’s completely doable, even on a military move timeline. Just remember, every move is different. Focus on the strategy that fits your situation and timeline, and you’ll be well on your way to a smooth transition to your next home.

    Use a home selling calculator to help price your home, then hop on MilitaryByOwner for home selling tips (whether you're selling by owner or listing with an agent), list your property, and then find homes for rent or sale near your next duty station.
    New call-to-action Row of houses with neutral siding, mature trees, and curved sidewalk with text, How to Buy and Sell and House at the Same Time
    Danielle Keech

    Author

    Danielle Keech

    Danielle Keech is a writer and content creator for MilitaryByOwner Advertising, where she illustrates aspects of military life in articles and video content. Whether she's diving into budgeting tips or featuring the next dream home, Danielle keeps it real for fellow military families navigating PCS chaos, tight budgets, and new beginnings. Married to her Marine for 14 years, she's mom to four spirited kiddos (and one loyal pup), and has called everywhere from Florida to Okinawa home, though Hawaii still holds the top spot. Danielle has PCS’d nine times in ten years and still sees each move as a new adventure. She thrives on creating content that supports the community she’s proud to be a part of.