Military renters have key tenant rights protected under HUD and the Fair Housing Act. Learn what protections apply to you and how to recognize potential violations.
Tips for a smooth PCS move to NAS Meridian, Mississippi, including housing options, school districts, and local attractions for military families.
Plan a winter getaway with military travel deals. Discover top family-friendly destinations in Colorado, Missouri, and Virginia to help beat the winter blues.
Adventure and activities await you near MCAS Cherry Point, NC, from hiking and fishing to history-rich towns and coastal fun.
Discover alternatives to traditional pet boarding during the holidays to alleviate your pet care worries, including options near military lodging. Find the best choice for your furry friend!
As you plan your military family's travel over the upcoming holiday season, make the most of these benefits and military discounts, from airline hacks to Amtrak discounts and Armed Forces Recreation C...
Learn how your credit score affects renting an apartment or home and discover practical ways to secure a rental even with a low score.
Are you prepping for a PCS move to Fort Gordon? Here's everything you need to know, including where to live, things to do, and what to expect.
From dazzling light displays to festive markets and live entertainment, there's something for everyone to enjoy during the holiday season near Joint Base San Antonio.
Stationed at Joint Base Pearl Harbor-Hickam, MCB Hawaii, or another military base in Hawaii? Discover the best places to celebrate the winter holidays on Oahu, Hawaii!
Make temporary military housing your own with these easy ideas. Personalize your short-term home, and then get more tips for decorating your next military housing.
Learn about pocket listings, their benefits and drawbacks for home buyers and sellers, and how this private selling strategy works.
If you're preparing for an Alaska PCS, you’ve probably heard a few rumors or half-truths that make you wonder what to really expect. We're here to help you sort fact from fiction.
Find family-friendly holiday events near Scott AFB, including parades, tree lightings, craft classes, and more, to make your season festive and fun.
Holiday hosting made easy. Discover do’s and don’ts to help any military family entertain with ease and add cozy touches using affordable home decor.
Need tips for selling your home? Even though winter isn’t the typical peak season for real estate, you can turn cozy vibes into the ultimate selling advantage. Learn how with these tips.
As a first-time homeowner, when should you call a pro and when can you DIY plumbing problems? Start with these expert tips before you pick up that wrench.
Is your military family looking for holiday shopping and Glühwein? Here are some of the best holiday markets near major U.S. military communities around the world.
If you're stationed at Fort Benning, we’ve got you covered this holiday season with five entertaining options near home.
MCAS Cherry Point has plenty of beachfront to enjoy, but there's so much more! Check out our list of things to do near MCAS Cherry Point to get started on your North Carolina coastal adventures.
Military families move often, so we need an upper hand to find pet-friendly rentals. A pet resume might be the tool that wins the contract.
Discover the best Veterans Day discounts and deals for 2025, including free meals, retail savings, and travel perks for veterans and active-duty military.
Paying off your mortgage early can offer freedom and flexibility, but is it the right move? Explore the pros and cons before deciding and make an informed decision.
Discover four easy and exciting day trips from Chesapeake in the Hampton Roads VA area, featuring historic sites, outdoor adventures, and cultural experiences just a short drive away.
Do you want to know what Naval Air Station Lemoore is all about? Here's everything you need to know before your PCS move: location, things to do, housing, and more.
Discover Portsmouth, Virginia: Explore neighborhoods, attractions, and essential tips for military families relocating to the Hampton Roads area.
If you're heading to the Emerald Coast and Hurlburt Field, FL, learn more about the area, Hurlburt Field housing, schools, things to do, and more.
Learn how military families can set a realistic home-buying budget, sidestep common mistakes, and use VA loans to make purchasing easier and more affordable.
Learn about the housing options near Maxwell AFB with insights on the Montgomery real estate market, including local communities, amenities, and tips on renting vs. buying.
Explore the dynamics of military landlord-tenant relationships and learn practical tips for avoiding conflicts and fostering mutual respect in the rental process.
PCSing to NAS Key West? Find essential tips on housing, schools, cost of living, and local attractions to make the most of your tropical assignment.
Enjoy thrilling ghost tours near military bases, which blend local legends and history for a perfect adventure for your military family.
Facing a military move? Learn how a Military Relocation Professional can simplify your PCS move, ensuring smooth home buying or selling tailored to military families' unique needs.
Ten places you won't want to miss visiting while you're stationed in the Southwestern U.S. at Fort Huachuca, Fort Bliss, Davis-Monthan AFB, Holloman AFB, Cannon AFB, or Kirtland AFB.
Do you have your heart set on buying a new construction home? It’s entirely possible to save money, whether you're an experienced or a first-time home buyer. Here’s how!
Here’s a bit of incentive: a winter home maintenance checklist that saves money not only in the cold months, but all year round!
Create budget-friendly, easy DIY Halloween costumes for your kids with step-by-step instructions and minimal supplies. Perfect for military families looking to save money and have fun.
Follow these fall home decorating trends to bring your home into the new season with budget-friendly suggestions.
Taste your way through the top must-try restaurants in Springfield, VA, featuring diverse flavors from Afghan to Greek, Italian, and American classics.
Nestled near the base of Pikes Peak, it’s no surprise that Colorado Springs activities are endless. But this Rocky Mountain location also lends itself to incredible weekend adventures.
Hoping to catch a "hop" on a Space-A Flight? We're sharing the best CONUS bases for catching Space-A flights and their most common destinations.
Winter home maintenance made easy with 8 essential tasks to protect your home, enhance comfort, and avoid costly repairs. Stay safe and cozy all season long.
Learn the benefits and details of the VA Vendee Loan Program, an affordable home financing option for military, non-military, and investors to purchase VA-owned REO homes.
Explore the top 5 most requested Navy bases worldwide, offering unique locations, vibrant cultures, and exciting experiences for military families. Learn what your Navy BAH will cover with MilitaryByO...
Learn how to navigate buying and selling a house simultaneously with expert tips on timing, market assessment, and strategic planning for a smooth transition.
Plan your trip to San Antonio’s River Walk: dining, shopping, entertainment, and historic sites, including some of the best restaurants in San Antonio.
Extend your patio and deck season and enhance your home's decor and practicality with updates to make the most of your outdoor living space.
Learn how military families can navigate capital gains tax, depreciation recapture, and state tax rules when selling a home after converting it into a rental property.
Spot hidden problems before you buy a home! Learn 5 red flags at open houses that every homebuyer should watch for.
Time to up your landscaping game! Find out which outdoor improvements will add to your home's curb appeal when it's time to sell.
Craving barbecue near Fort Hood? Explore the best restaurants in Killeen, Texas, serving brisket, ribs, and more near Fort Hood.
Understand the home appraisal process and learn actionable steps to take if your appraisal comes in lower than expected, whether a buyer is using a conventional or VA home loan.
Looking for an easy, affordable home decor update? Get tips for painting your kitchen cabinets and walls for an instant home improvement.
How can you find the best military rental with the amenities you want? Learn how to balance luxury features and affordability when searching for an apartment.
While it may still be warm where you live, completing those fall home maintenance chores now will help you better enjoy the cooler temps later.
Discover the best Oktoberfest celebrations around the world, from the iconic festival in Munich to international locations like London, Madrid, and Yokohama. Military families can utilize MWR travel t...
Learn what title fees cover, who pays them, and how they fit into your closing costs. Essential tips for first-time homebuyers and buyers using VA loans to feel confident at closing.
Is your family dog allowed in military housing? What can you do if you find your dog’s breed is on the banned breed list at your next duty station?
We're taking a look at some of the incredible achievements of the U.S. Air Force through stunning photos showcasing its vital role in national defense and global missions. Whether military homecomings...
Looking for things to do near Naval Base San Diego? Whether museums, family-friendly attractions, historic sites, or the famous San Diego beaches, explore, relax, and enjoy America's Finest City.
PCSing to Alaska? Get essential tips for military families making a military move to Alaska, including cost of living, travel, and what to expect.
Discover Oktoberfest celebrations near military bases across the U.S., featuring beer, bratwurst, live music, and family fun. Utilize your MWR travel office and military discounts!
Whether you're experienced or a first-time home buyer, learn what a home warranty covers, how it works, and potential drawbacks before deciding to buy one.
Thinking about buying a rental property? Learn how to plan your purchase, and whether you can use a VA loan for an investment property.
What are the best renovations to do before selling your home? Learn which simple changes will give you the most bang for your buck.
Thinking of staying overseas after military retirement? See how one family made Vicenza, Italy, their forever home.
You've closed on your house and you're ready to move in. But don't miss these first-time homeowner tips for keeping your new home safe.
What factors should be prioritized or overlooked during an open house? Get essential tips to make the best home-buying decision.
Smart home tech promises savings and security, but is it worth the investment? When you're buying a house, weigh costs, insurance discounts, and peace of mind.
Find essential tips and insights for a PCS move to Joint Base Elmendorf-Richardson, Alaska, including housing, travel, weather, and local attractions.
Military spouses, this is your time to find the remote work you need and want! Many companies are building their remote military spouse workforces.
Learn how military housing for rent move-in specials can help ease the financial burden during a PCS move. Here's what to watch out for while you make a smart rental decision.
Understand home loan terminology and types of mortgages with this comprehensive guide. Make informed decisions about mortgage rates, financing your home purchase, or refinancing.
Arlington, Virginia, is one of the best places to live near Washington, D.C. Before your PCS, take a look at some of the best traditional and not-so-traditional things to do in Arlington.
Find affordable and family-friendly military lodging alternatives for your next trip, from base accommodations to vacation rentals. Discover the perks of military travel deals worldwide.
Learn how to compare loan options as a military home buyer and understand the different terms, rates, points, and loan lengths to make an informed decision. Find the right mortgage for your needs and ...
Have you considered the hidden costs of selling your home? Learn how to navigate expenses like closing fees, mortgage pay-offs, and more.
Fall home decorating doesn't mean only pumpkins and gourds. Try your hand at some of these creative ideas from MilitaryByOwner's resident decorating guru!
Plan for more than just rent in your budget. Learn to account for utilities, security deposits, groceries, and more to create a comprehensive financial plan.
Are you making a PCS to Texas? Discover 20 fun facts about Fort Hood, from housing and local life to hidden gems, before your move to the Great Place.
Affordable home decor ideas for military families. Discover budget-friendly tips to personalize your space, repurpose items, and get creative with what you already own.
If you’re stationed at Joint Base Langley-Eustis (JBLE) in the Hampton Roads area of Virginia, finding outdoor activities is easy! Add these area trails on or near Fort Eustis or Langley AFB to your l...
Landlords use tenant screening tools to find tenants, including a background check for renters. Learn what to expect.
Explore the best communities for Camp Pendleton homes for rent, from coastal towns to suburban gems, tailored to fit military family needs and lifestyles.
Maximize your home's sale potential with tips on curb appeal, interior updates, and professional photography. Get your house ready to attract the best buyers and highest offers.
Need practical tips for selling your house? Focus on upgrades that pay off and skip the projects that won’t add value when it’s time to sell.
You don't have to succumb to beige carpet and white, bare walls. Use these tips to inspire your home decorating for a rental or military housing!
South Korea sits in a beautiful part of the world, offering access to incredible food, diverse culture, and an adventure far from home. Here's what to know before your military PCS move to Korea.
Whether you're a landlord or a renter, it's important to know the facts of what's actually involved in the eviction process and termination of lease. What's legal and what's not?
Looking for Naval Base San Diego homes for sale or rent? Explore popular neighborhoods for military families near Naval Base San Diego.
A PCS move to Hampton Roads, Virginia, means there's plenty of family-friendly events. Explore beaches, museums, and everything in between and find plenty of things to do in Hampton Roads!
During the home buying process, how can you make an offer a home seller can't refuse? Learn how to increase your chances of securing your dream home.
Learn why having an emergency fund is crucial for military families and how to start building one to ensure financial stability during unpredictable times.
Are you making a PCS move to Maxwell AFB or Gunter Annex near Montgomery, Alabama? Here's a roundup of info about the area, including housing, schools, and local attractions.
If you need tips for selling your house, here's expert advice before you take on home improvement plans. Consider these projects for the biggest return on your investment.
Moving to Fort Hood? Before you arrive, explore the neighborhoods and Fort Hood homes for sale and rent in the surrounding area.
Managing a rental property unexpectedly and need some guidance? Learn essential tips for success with this resource from MilitaryByOwner.
You'll need to eat while home shopping in Prattville, Alabama. Try these restaurants for the best of what locals love to eat near Maxwell AFB.
Understanding the differences between the SCRA and military clauses in a lease can help both military renters and landlords navigate their obligations and rights.
Learn about the best places to live, things to do, and how to get connected to the community before your PCS move to Fort Hood.
Essential information for your PCS move to Joint Base Anacostia-Bolling, including housing, schools, and local activities in Washington, DC, and surrounding area.
Affordable housing, outdoor opportunities, and Southern charm are just a few reasons why the Maxwell AFB area is a popular location for military retirement.
Learn how lease-back agreements help home sellers, especially military families, sell their homes fast while managing PCS move timelines.
Explore popular communities near Maxwell AFB, including Montgomery, Prattville, Millbrook, and Wetumpka. Find homes for sale or rent near Maxwell AFB.
What are your home financing options as a military homebuyer? Explore the key differences between conventional and VA home loans and make an informed decision.
Discover how GreenCare and SnowCare for Troops provide free lawn and snow services to families going through military deployment, plus how you can get involved.
Explore these Pentagon housing options in Arlington, Alexandria, and Fairfax, Virginia, offering ideal commutes, excellent schools, and family-friendly amenities for military families.
Landlords, make it easy on yourself and your tenants by providing all the need-to-know information about property upkeep for your rental.
Tackle these essential summer home maintenance tasks to keep your property in top shape, whether you're a homeowner, tenant, or landlord. Prevent costly repairs and maintain the value of your home.
If you're stationed at Joint Base San Antonio, it's time to head outside. Add these outdoor adventures near Lackland AFB, Randolph AFB, Fort Sam Houston, and Camp Bullis to your must-do list.
PCS move orders in hand? Explore the pros and cons of selling vs. renting your home before a military move, with key financial, legal, and emotional factors to consider.
Summer is synonymous with fresh food markets across the country. In Florida, there’s an extra bounty of produce and local seafood near Pensacola NAS housing.
Visit these popular coffee shops, bakeries, and bars in Montgomery, AL, from cozy cafes to vibrant breweries, perfect for every craving and occasion.
Learn the key facts about VA home loans for military homebuyers, including eligibility, benefits, and special considerations for service-related disabilities. Simplify your home buying process today.
From great shopping to beaches and other outdoor adventures, your military family won't run out of fun things to do near Hurlburt Field, Florida.
Temporary military lodging isn’t so bad until it starts to feel permanent. Here are a few things you can do to survive your stay.
The island of Puerto Rico is known as the “Island of Enchantment,” and you’ll soon discover why if you're stationed here! Learn more about your military assignment to Fort Buchanan.
Could the pros of an adjustable-rate mortgage (ARM) outweigh the cons for military homebuyers?
Get ready for your first military PCS move with confidence. From planning tips to practical advice, this guide covers everything military families need to know for a smooth transition.
Simplify your military move with pets using these helpful resources, from pet relocation grants to foster care options and military transport assistance.
Military homeowners are often on a compressed schedule when selling a home and can't always wait for the ideal time. Get tips from a real estate professional for selling in a buyers' market.
Ready for Space-A travel? Explore the top OCONUS bases for Space-A flights, including key destinations, flight types, and tips for making your journey smooth and affordable.
Have you heard of a reverse military clause in a lease? Learn about the pros and cons and its impact on military landlords and tenants.
Military buyers make up a strong part of today’s housing market. Discover how real estate agents can better connect with and serve this motivated group.
Wondering if now's the time to refinance your mortgage? Learn the pros, cons, and how current interest rates could impact your decision.
Learn why hiring a real estate attorney for your FSBO can help ensure a smooth and legally compliant home-selling process.
Wondering if mortgage pre-approval really matters? Learn why it’s a key step for military home buyers in a competitive market.
We're sharing essential do's and don’ts for living military housing, offering tips for military renters on community living, home maintenance, and navigating base life.
The Youth Sponsorship Program is designed to help military kids feel less alone during the transition of PCS.
Whether you're renting, buying a home, or living in military housing, try these home decor hacks to turn your new house into a home. Don't let the overwhelm set in; start decorating and loving your ne...
Can military dependents move overseas with the service member without command sponsorship? Let’s break it down.
After months on the market, your home is just not attracting the buyers you’d hoped for. An impending PCS date is creeping up, and the need to sell is becoming more urgent. As a military home seller, ...
Everyone wants their security and pet deposits back after moving out of a rental home. Learn what to do to make sure you receive it in full.
Here’s a breakdown of the best neighborhoods near Fort Belvoir, highlighting both Fort Belvoir Homes for rent and sale to help you feel right at home.
Fort Benning, Georgia, is a hub for outdoor enthusiasts. Agreeable year-round weather and lush landscape provide plenty of opportunities to get outside.
Discover incredible U.S. military bases that offer military families a chance to explore the great outdoors. From beaches to mountians, these bases provide endless opportunities for outdoor adventures...
If you’re considering a PPM military move, here’s how to make it as cost-effective and stress-free as possible.
Don't be caught by surprise when it comes to the terms of your lease! It's important for both landlords and renters to understand what a reverse military clause is and how it can be invoked.
Are you making a military move to the Washington, DC, area? Learn about base amenities, commute times, and finding the perfect home.
Tree and shrub maintenance tips for homeowners to enhance property value, ensure safety, and prevent costly repairs. Learn DIY strategies and when to hire professionals.
Finding a comforting coffee shop can be just what you need to feel right at home at a new duty station. Check out these fan-favorite coffee shops near MacDill AFB, Florida.
Faced with short-notice PCS orders? Never fear. Here's a step-by-step guide to see you through.
Uncover the hidden costs of buying a home, from closing fees to ongoing maintenance, and learn how to prepare your budget effectively.
Year after year, Fort Carson is one of the Army’s most requested destinations. Here's what you need to know about this post and the Colorado Springs area.
If it's your first time moving to Fort Bragg, North Carolina, a.k.a the Army’s mother ship, you’ve got some research to do. Start here!
Making a military move to Camp Pendleton? Check out these family-friendly things to keep you busy in the San Diego area.
Is your next PCS taking you to Malmstrom AFB? Whether you're already there or just arriving, find out more about Montana living.
Discover the pros and cons of buying a historic home, from charming architecture to costly repairs, and learn how to prepare for a rewarding preservation journey.
Explore these family-friendly activities and events around Wright-Patterson AFB, from museums and parks to annual festivals and markets. Enjoy the best of small-town charm and big-city amenities.
As a tenant, it's important to know which problems with a rental home mean you need to call your landlord, and which tasks you can handle yourself. Learn to navigate common maintenance issues effectiv...
Heading to Virginia Beach? From rocky beach fronts to sandy shores, there’s a beach to suit everyone's preference!
Did you know there are rebates and incentives for military home buyers and sellers that can help you save money? Take a look at these deals available on both the national and local level.
Explore safe and efficient options for transporting your pet overseas during a military PCS move, whether commercial airlines, military flights, or pet transport companies.
Considering DIY virtual home staging but worried about the DIY part? It could be the marketing tool you've been looking for, but there are some pros and cons.
Before embracing the beach lifestyle at MacDill AFB, FL, you'll need to find a home. Explore the best neighborhoods near MacDill, including South Tampa, Apollo Beach, Brandon, and Lithia.
Learn how to strategically manage your Basic Allowance for Housing (BAH) to align with your overall financial goals and family needs.
We asked, and you answered! As part of our ongoing series of favorite duty stations, we’re now turning our attention to your most-loved Air Force bases around the world.
Homebuyers often dream of tree-lined properties, but there are some potential drawbacks. Learn how to assess risks and benefits of trees before you buy.
Making a military move to Fort Hood, Texas? Review this guide to learn essential information about housing, employment, family information, things to do, and more.
Boost your home's curb appeal and attract more buyers for a successful home sale with these three front door makeover ideas.
Are you thinking of buying an investment property near Fort Meade, Maryland? Learn about the areas surrounding Fort Meade and what factors to consider in your decision.
We're sharing some of the top U.S. cities offering veterans affordable living, community support, and essential services for a smooth transition to civilian life.
Discover seven unique day trips near Fort Bragg and Camp Lejeune in North Carolina. From exploring a historic lighthouse to going on a ghost tour, there's something for everyone to enjoy.
With a PCS move to Fort Benning, Columbus has you covered with coffee for all seasons. Whether you prefer a place to work or meet with friends, these are the places to be.
Effective marketing strategies for military homes for rent. Learn how to prepare your rental home and attract reliable tenants.
It's the little things about your new city that really make or break a new duty station—little things like the perfect yoga studio. Try out these fan favorite yoga studios near Naval Station Newport.
Do you know the difference between a PCS move and a PCA? Here’s what to know, including whether or not you can break a lease on PCA orders.
New to Fort Benning? Whether you're seeking outdoor adventure, a visit to the museum, or a guided tour, this list will have you heading out to enjoy your new Georgia duty station.
Fort Benning is better than ever! Discover the vibrant military and Southern culture mix and what to expect for your PCS move to Ft. Benning.
We're sharing the ins and outs of a PCS move to Joint Base Lewis-McChord, including housing tips, local attractions, and the JBLM lifestyle. Make your transition smooth and enjoyable!
Baseball fans stationed at Fort Meade, MD, will be in luck! Catch the action on the Orioles and Baysox diamonds with military discounts and family-friendly events.
Enhance your home sale with a virtual tour. Learn key elements like high-quality photos, 360-degree views, floor plans, and more to attract buyers quickly.
Looking for things to do in Newport, Rhode Island? Whether you enjoy listening to jazz, sipping craft beer, or strolling through beautiful gardens, there's something for your whole military family.
Easy commute, affordability, great location, and more! Learn all the reasons why military families stationed near DC choose to live in Woodbridge, Virginia.
There will be plenty to fill your time while you're stationed in the Peach State! We're sharing fun things for the whole family to do during your time at Robins AFB.
Selling a home? Learn how service members can utilize the capital gains exemption extension to maximize their financial benefits.
If you're stationed at Naval Station Newport, Rhode Island, you won't run out of things to see and do. Discover the rich history, scenic beauty, and activities surrounding Newport.
Explore Wright-Patterson AFB and learn about housing, local attractions, and resources for military families. Discover the heart of aerospace history and Midwest living.
Can you buy a foreclosed home with a VA loan? Learn the requirements, renovation options, and tips for a successful purchase.
Discover the best outdoor adventures and activities around Joint Base Lewis-McChord (JBLM) with tips and trips from the MWR team and nearby military bases.
Explore 2025 home decorating trends perfect for military home renters and homeowners. Get easy ideas for personalization, color, and creative spaces that reflect your unique style.
Learn how apartment living can benefit your military family with flexibility, savings, and community perks. Get tips from MilitaryByOwner for making the transition smoother.
Learn to spot rental red flags and protect yourself from scams when searching for military housing. Discover tips for identifying warning signs in rental listings.
11 family-friendly activities near Joint Base Lewis-McChord, from outdoor adventures to educational museums, perfect for military families settling into the Pacific Northwest.
If you're renting a house or an apartment, do you need renters insurance to protect your belongings? Find out all you should know about renters insurance.
What to expect when you PCS to Fort Bragg: housing options, commute times, local attractions, and community resources to ensure a smooth transition.
The perks of owning a home are frequently cited in comparison to renting. Get insights to help military families make informed housing decisions.
Learn how to successfully sell your home as a FSBO with our comprehensive guide, covering essential steps for a smooth and profitable sale.
An open house is a critical component of a For Sale By Owner. It’s the chance to show your house in its very best light and showcase its full potential.
From beaches to parks and everything in between, explore these fun outdoor adventures near Camp Lejeune, North Carolina.
Consider educational alternatives for military children when local schools fall short. Here's a look at public, private, homeschooling, and online options.
Finally, renters can use their rent payment history to boost their credit scores and ratings. Here's what you need to know about rental payment services.
Hiring a home appraiser is crucial for your home sale. Get tips on how to find the right professional.
Can you buy a home with bad credit? Explore alternative loan options and ways to improve your credit score for better home financing opportunities.
Here's what to expect if you're stationed at the U.S. Air Force Academy. Explore the top activities and living options in Colorado Springs.
Capital gains, deductions, mortgage interest, hiring a property manager: taxes are overwhelming when selling or renting your home. MilitaryByOwner breaks it down.
Get an overview for your PCS move to Camp Lejeune, NC, from housing options to local activities and military spouse employment opportunities.
If your military rental or housing has an unused room, don't waste the opportunity to transform it into a space your whole family will love. Turn that formal dining or living area into a room you'll a...
Learn how to maximize your VA home loan benefits and understand the eligibility, application process, and unique advantages of this military service perk.
It's common knowledge that the VA loan benefit is a valuable resource. But do you know there are multiple ways to take advantage of this benefit?
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